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Frequently Asked Questions
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Auto
What does "full coverage" mean?
The term "full coverage" is a term that means the legally required or most commonly requested coverages. Legal requirements vary from state to state, with some requiring more than others. Full coverage can include bodily injury, property damage, uninsured and underinsured motorist, damage to the insured vehicle (also known as comprehensive and collision) and any other coverages available such as rental car and towing.
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Life
How much life insurance should I get?
If you have a family, most experts agree that a policy worth 5 to 10 times your annual salary is a wise investment. However, many individuals choose to purchase a higher amount.
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Home
What are the types of homeowners' insurance?
The two categories of homeowners' insurance are "all-risk insurance" and "named-peril insurance." All-risk insurance covers losses except those specifically excluded in the policy. Named-peril policies pay only for the causes of loss specified in the policy.
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